Still Haunted by Credit Mistakes...
Even After Doing Everything Right?
Discover the Legal Loophole That’s Helped
Over 325,000 People Remove 1M+ Negative Items... Without a Repair Company.
Whether you’ve paid off debt, been denied a loan, or just feel stuck and unsure where to start... Discover the simple method over 325,000 people have used to delete what doesn’t belong...
and reset their credit for good.
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If you’ve tried everything and still feel stuck… Or if you’ve been too overwhelmed to start...
You’re in the right place.
Over 325,000 people have used our system to challenge — and delete — more than 1 million negative items.
Not by gaming the system.
Not by hiring a repair company.
And definitely not by waiting for things to “fall off.”
We show you how to use a legal method most people have never heard of…
…and we give you everything you need to put it to work — fast.
Why Your Score Still Isn’t Moving... Even After Paying Debts or “Doing Everything Right”
Most people who’ve tried credit repair walk away feeling frustrated — not because they didn’t try hard enough, but because the system itself was never built to truly help them.
Credit repair companies send the same templated dispute letters, often asking credit bureaus to remove accounts by claiming
“this account isn’t mine”
or “I’ve never been late.”
But here’s the issue:
In most cases, the account is theirs — and the bureaus know it.
That’s why so many deletions are temporary
As soon as the original creditor responds, the item is reinserted, and the score drops again.
This system is different — because it doesn't challenge who the account belongs to, it challenges the bureau’s legal right to report it.
The strategy is based on a legal principle called: Disclosure and
Discovery— just like in court.
Imagine being sued.
Before the trial, the defendant asks the judge to require proof — the signed contract showing they actually agreed to the charges.
If the plaintiff can’t provide it, the judge dismisses the case.
No proof = no claim.
Still Stuck After 'Credit Repair'?
You're Not Alone.
Does This Sound Familiar?
"They just sent the same dispute letters over and over again."
"Nothing ever really got deleted… maybe one or two things."
"I paid for months and my score barely moved."
"I never really understood what they were doing."
"They said I’d have a 700+ score in a few months. That never happened."
"I felt completely in the dark the whole time."
"They didn’t help me build new credit — just tried to delete stuff."
"Every time I asked a question, it felt like they were annoyed or gave me a generic answer."
"It felt like a subscription trap more than a real solution."
"I ended up having to learn how to do it myself anyway."
Why Traditional Credit Repair Fails
... and What Makes This System Different
Most people who’ve tried credit repair walk away feeling frustrated — not because they didn’t try hard enough, but because the system itself was never built to truly help them.
Credit repair companies send the same templated dispute letters, often asking credit bureaus to remove accounts by claiming
“this account isn’t mine”
or “I’ve never been late.”
But here’s the issue:
In most cases, the account is theirs — and the bureaus know it.
That’s why so many deletions are temporary
As soon as the original creditor responds, the item is reinserted, and the score drops again.
This system is different — because it doesn't challenge who the account belongs to, it challenges the bureau’s legal right to report it.
The strategy is based on a legal principle called: Disclosure and
Discovery— just like in court.
Imagine being sued.
Before the trial, the defendant asks the judge to require proof — the signed contract showing they actually agreed to the charges.
If the plaintiff can’t provide it, the judge dismisses the case.
No proof = no claim.
This same principle is applied here.
No verifiable documentation = permanent deletion.
That’s why this isn’t credit repair
— it’s a full credit reset, backed by a simple process
Done Waiting for Things to Just ‘Fall Off’?
Know Your Rights. Use Them With Confidence.
What we teach isn’t legal advice or credit repair.
It’s credit education designed to empower you to take control of your financial future—using the consumer protection laws already on your side.
Under Section 609 of the Fair Credit Reporting Act (FCRA), you have the right to request verification of any negative item on your credit report. If the credit bureau can’t verify it, federal law may require it to be removed
If you’ve ever paid off a debt, waited years, and still felt stuck with a score that won’t move — you’re not alone. We help everyday people understand what’s hurting their credit and teach them how to challenge it legally — step-by-step.
discover the truth
Why hasn’t anyone else figured this out?
Because most people are taught to hand over their power — not take it back.
The credit industry is built around confusion.
Credit bureaus profit from selling your data.
Credit repair companies profit from keeping you dependent.
Nobody makes money when you understand the system for yourself.
That’s why they don’t talk about Section 609.
That’s why you’ve never been shown how to legally challenge unverifiable items using your own rights.
That’s why most “fixes” feel like bandaids — not solutions.
The Reset My Credit System™ flips the script.
We don’t "fix" your credit — we teach you how to challenge it, take control, and never rely on anyone else again.
It’s not new. (We have been doing this for 27 years)
It’s just been buried under years of noise from people who would rather you stay confused and pay them forever.
TESTIMONIALS
What others are saying
"This System Works"
"I got 62 deletions in just 45 days. I didn’t expect results that fast — this system works." – Shaneen B.
"480 to 620 in 100 days"
"Went from 480 to 620 in 100 days and closed on our first home." – Mary Ellen M.**
"best money I've ever spent"
"This was the best money I’ve ever spent on my financial future." – David P.
"negative items are gone"
"It’s not hype. I used the tools, followed the steps, and the negative items are gone." – Jerry A.
This is a screenshot from our email from some of our clients who have had items deleted.
The Reset Your Credit System™
$3,231 Value
The CreditBlueprint™
A step-by-step action map that shows you exactly how to challenge negative items, track every round, and move confidently from confusion to control — no guesswork, just clarity.
Proven Dispute Letter System
Used to remove over 1 million credit items, these customizable letters follow the proper structure to challenge unverifiable items — with clarity, not guesswork.
Restore Your Credit eBook™
This 173-page guide helps you strengthen the rest of your profile. Learn the proven tips and techniques that can move you from a 720 to an 820 — and understand exactly what makes the difference.
Credit Score Academy™
Your complete step-by-step training to understand, challenge, and rebuild your credit — even if you’ve never done this before. Learn what impacts your score, how to respond to the bureaus, and how to take back long-term control with confidence
FTC & Attorney General Escalation Guide
When the credit bureaus don’t respond properly, this guide shows you how to escalate your challenge through the right consumer protection channels — clearly, confidently, and within your rights.
Dispute Tracking Tools
Stay organized and in control with printable and digital tools that help you log every letter, deadline, and response. No more guesswork or missed follow-ups — just clear visibility into every step of your credit challenge process.
TRY IT RISK FREE
100% Warranty
Our Commitment to Your Learning & Action
Reset My Credit System™ is an education-based program. Because this is not a credit repair service, no results are guaranteed. However, we stand behind the quality of the training and resources provided.
To be eligible for a refund, students must:
Complete the full program within 24 months
Demonstrate active use of the tools and strategies taught
Provide documentation showing they followed the credit-building steps taught in the course
As this is a digital educational product with immediate access to proprietary materials, refunds are evaluated on a case-by-case basis. We track the use of modules, worksheets, and templates throughout the program to support refund decisions.
Note: Refunds are calculated based on the value of what has been accessed and used, and what results (if any) were generated. We have never had a refund requested from a student who fully completed the program and applied the process.
STILL NOT SURE?
Frequently Asked Questions
Question 1: Is this a credit repair service?
No. Reset My Credit System™ is not a credit repair service. It’s a self-paced educational program that teaches you how to use your legal rights to challenge what’s being reported on your credit — step by step, on your own terms.
Question 2: Will you send letters or contact credit bureaus for me?
No. We don’t act on your behalf or send anything for you. Instead, we provide the proven templates, strategies, and tools so you can take action confidently and track every step of the process.
Question 3: What makes this different from credit repair?
Most credit repair companies send generic disputes and hope for the best — often without any documentation. We teach you how to request verification the right way, using a proven method that’s based on consumer law and has helped remove over 1 million negative items.
Question 4: What if I’m not tech-savvy or new to this?
The system is beginner-friendly. Every module is step-by-step with plain language explanations, printable materials, and support available if you ever feel stuck. You don’t need any previous experience.
Question 5: How long does it take to see results?
That depends on your unique credit profile and how consistently you apply what we teach. Some users see movement in weeks, others over a few months. Remember, this is not a quick fix — it’s about building lasting control.
Question 6: Do you offer support if I have questions?
Yes. You’ll have access to ongoing support via phone, email, or text. Whether you're unsure how to send your first letter or need clarity on a bureau response, we’re here to help.
Question 7: Is there a refund policy?
Yes. If you complete the full program and can show that you applied the methods as taught, but didn’t see measurable impact, you may be eligible for a refund. Refunds are reviewed on a case-by-case basis and based on participation and documented effort. You can also cancel up to 3 business days after your purchase.
Question 8: Do I get instant access after purchase?
Yes. As soon as you complete your purchase, you’ll receive immediate access to all training modules, templates, tracking tools, and bonus resources plus schedule your on-boarding call with our team.
Question 9: Will this help me buy a home or car?
While we can’t guarantee approvals, many students have used the system to significantly improve their credit and qualify for major purchases like homes and cars. The system is designed to help you remove what’s holding you back — and take control of what lenders see.
Question 10: Who is this for?
This system is for anyone who’s tired of relying on credit repair companies, frustrated by being denied, or ready to finally understand how to fix their credit the right way — and stay in control for life.
Get Access To The Course &
Reset Your Credit Today!
Book Your On-Boarding Call
What You Get Inside the Reset My Credit™
The CreditBlueprint™
A step-by-step action map that shows you exactly how to challenge negative items, track every round, and move confidently from confusion to control — no guesswork, just clarity.
Proven Dispute Letter System That Can Get Items Deleted Permanently
Used to remove over 1 million credit items, these customizable letters follow the proper structure to challenge unverifiable items — with clarity, not guesswork.
Restore Your Credit eBook™
While you're challenging errors through the system, this 173-page guide helps you strengthen the rest of your profile. Learn the proven tips and techniques that can move you from a 720 to an 820 — and understand exactly what makes the difference.
Credit Score Academy™
Your complete step-by-step training to understand, challenge, and rebuild your credit — even if you’ve never done this before. Learn what impacts your score, how to respond to the bureaus, and how to take back long-term control with confidence
FTC & Attorney General Escalation Guide
When the credit bureaus don’t respond properly, this guide shows you how to escalate your challenge through the right consumer protection channels — clearly, confidently, and within your rights.
Dispute Tracking Tools
Stay organized and in control with printable and digital tools that help you log every letter, deadline, and response. No more guesswork or missed follow-ups — just clear visibility into every step of your credit challenge process.
Ongoing Support
You're never on your own. Get access to support by phone, email, or text to answer questions and guide you through the process — whether you're just starting or deep into your dispute rounds.
100% Satisfaction Warranty
If you complete the full program and can show that you applied the methods as taught. You can also cancel up to 3 business days after your purchase. Read More Here
Reset My Credit – Terms & Disclaimer
Reset My Credit is a marketing and educational resource provider. We are not a credit repair organization, not a credit reporting agency, and not a lender as defined under federal or state law. We do not offer credit repair services, legal advice, or act on your behalf in any credit-related capacity.
Our program is designed strictly for educational purposes. It provides digital resources, document preparation guidance, and strategic frameworks to help you understand your rights under the Fair Credit Reporting Act (FCRA) — particularly Section 609 — and how to take independent action regarding your credit file.
What We Do Not Do
We do not offer or guarantee loans, credit approvals, or mortgage qualifications.
We do not communicate with credit bureaus or creditors on your behalf.
We do not promise the removal of accurate, timely, or verifiable negative information from your credit reports.
We do not provide legal advice or credit repair services.
What You Are Responsible For
By using our services, you agree to:
Take full personal responsibility for your credit-related decisions and communications.
Understand that all interactions with credit bureaus or creditors must be initiated and completed by you.
Acknowledge that results vary depending on individual effort, timing, and responsiveness from third parties.
Federal Rights Reminder
As a consumer, you have the right to review and dispute the completeness and accuracy of any file maintained by a consumer reporting agency. Under FCRA Section 609, you may
You may also request a free report within 60 days of being denied credit. Our educational material includes information on how to understand and exercise these rights — but we do not do this work for you.
No Earnings or Outcome Guarantees
Nothing in this program constitutes a promise of a specific credit score, approval outcome, or financial result. Statements or testimonials that mention results represent the experiences of specific individuals and are not typical or guaranteed. Your results will depend entirely on your own actions and circumstances.
📬 Refund & Cancellation Policy
You may cancel your enrollment without penalty or obligation at any time
before midnight of the third (3rd) business day following the date of purchase. To cancel, you must email your cancellation request to [email protected], and return all digital materials provided.
If you cancel within this three-day window, any payments made will be refunded within ten (10) business days of your cancellation notice being received.
After the cancellation period ends, and once educational access has been granted and materials delivered — including any personalized or templated tools —your purchase becomes non-refundable. Due to the nature of digital content, all sales are final beyond this window.
Your enrollment is non-transferable and intended solely for individual educational use.
325,000+
People helped
1.2+ Million
Deletions Guided
LEGAL
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